In our debt collection practice, we protect our clients from abusive, unfair and illegal debt collection practices as well as adverse judgments or settlements that can have devastating effects on people living in poverty. We represent defendants in cases involving all forms of consumer debt, such as credit cards, loans and medical services. Our lawyers are in the courtroom for hearings in cases on Supreme Court recovery schedules to provide same-day legal services to clients. Together with partner organisations, we also operate a debt collection hotline that consumers can call for information and representation. LSNYC is committed to protecting immigrants, seniors, people with disabilities, veterans and other vulnerable populations by attacking predatory lenders and the debt collection industry that exploit our most vulnerable citizens through illegal practices, including: BayLegal`s consumer practice represents clients in the following cases: Our lawyers diligently fight for the rights of individuals and families, who have been victims of abuse, fraudulent and unfair collection and lending practices and help to free them from their debts. Here are some of the legal issues our attorneys can help you with: Attorney General of Virginia: VA`s Attorney General has a consumer protection page that you can access here. National Association of Consumer Advocates (NACA): The National Association of Consumer Advocates (NACA) is a national organization of over 1500 lawyers representing hundreds of thousands of consumers who are victims of fraudulent, abusive and predatory business practices. NACC members are committed to ensuring fair treatment and ethical representation of consumers. In particular, the NACA allows consumers to consult with a lawyer to protect their rights. You can search for an attorney through NACA here. There are many types of consumer problems and the Legal Aid Centre is experienced in analysing and advising on various solutions to consumer-related problems. BayLegal`s public clinics in San Mateo are supported by the San Mateo County Law Library Foundation.
Our Consumer Law department helps clients protect their limited income and assets. We specialize in two main areas of activity: the prevention of seizures and the defense of debt collection. In both areas, our litigation projects bring our lawyers into the courtrooms (physical and remote) where the DC Superior Court hears these cases. The Consumer Law Project (CLP) provides low-income New Yorkers in all five boroughs of New York with legal advice and representation on a range of consumer issues, including those related to credit card debt, rent arrears, student loans, auto loans, medical debt, and retirement homes. other debt collection cases, as well as identity theft and problems accessing financial services. Our services include representation and assistance in Chapter 7 insolvency proceedings and certain Chapter 13 insolvency proceedings. In addition to direct representation, the project offers public relations, training and presentations on knowing your rights on consumer protection issues. We engage in legislative and systemic advocacy to protect and define the consumer rights of low-income New Yorkers, and inform our clients of their legal rights and remedies against abusive practices by unscrupulous lenders and creditors. Consumer Financial Protection Bureau (CFPB): The CFPB is a U.S.
government agency that ensures that banks, lenders, debt collectors, and other consumer credit companies treat consumers fairly. You can file a complaint with the CFPB here. You also have a lot of information about your rights as a consumer, which you can access here. Our most recent consumer practice is bankruptcy. We help our clients assess whether insolvency is the right option for their situation and find alternatives to insolvency. For those who choose to proceed, we help clients file Chapter 7 bankruptcy cases with the Federal Bankruptcy Court. In our foreclosure prevention practice, we help clients with short- and long-term options for keeping their home, including loan changes that change the terms of a mortgage to make it easier to pay. Our lawyers are in the courtroom for initial foreclosure hearings to provide same-day legal information, referrals and representation to low-income homeowners at risk of losing their homes.