„The fact that banknotes and coins are legal tender means that everyone is obliged to accept notes and coins as a means of payment.“ (Proposal [prop.] 1986/87:143, p. 64; See also Statens Offentliga Utredningar [SOU] 1986:22-108). In 1991, 10-crown coins made of aluminum brass („Nordic gold“) were introduced; Previous 10-crown coins are not legal tender. In the same year, 50 öre bronze coins were introduced. Sweden: The amendment obliging banks to provide access to cash payment services enters into force. 2021. Website. www.loc.gov/item/global-legal-monitor/2021-02-05/sweden-amendment-requiring-banks-to-provide-access-to-cash-services-enters-into-force/. Since relations between municipal hospitals and private individuals cannot be governed by principles of civil law, there can be no exception to the legal rule of tenders based on contractual principles (compared to those applicable to private undertakings, see above). The present case is therefore an example of how the right to cash payment has been too restricted in practice by obliging patients to go to another hospital to pay in cash. (Id., p.
2). Yes. The Swedish Central Bank Act defines what legal tender is, but the Swedish Avtalslagen principle of contractual freedom governs contractual relations and, more broadly, how you can pay for goods. Stores that post signs indicating that they only accept credit cards can do so. The same goes for stores that show signs that they only accept cash, bitcoins, or only old currencies. (See also 7 § 2 st Lag om skuldebrev (SFS 1936:81). In passing the amendment to the Payment Services Act, the Swedish government and parliament noted that the government also has a duty to ensure that people across the country have „reasonable access“ (rimlig tillgång) to cash. Unlike the United States, which never invalidates money spent, Sweden and most other European countries have a date on which old series of banknotes or designs of coins are invalid and no longer legal tender. From 2001 to 2008, banknotes and coins were put into circulation at an almost constant level of about 12,000 kroner per capita, but in 2006 a modified 1,000 kroner note with a movement safety strip was produced. Within seven years, stripeless banknotes were declared invalid, leaving only a drastically reduced number of banknotes with leaf validity. The 1,000 Vasa crown note without leaf strips became invalid after 31 December 2013, and coins with the leaf strip became invalid after 30 June 2016. The Swish mobile payment system was also launched in Sweden in 2012 and has become a popular alternative to cash payments.
The Riksbank has not taken a decision on the issuance of the electronic crown. First, the Riksbank has to consider a number of technical, legal and practical issues. „The decline in cash use in Sweden means this is a more burning issue for us than for most other central banks. While it may seem easy at first glance to issue electronic crown, it is something completely new for a central bank, and there is no precedent to follow. If the Riksbank decides to issue electronic crown, it is not to replace cash, but to supplement it. „The Riksbank will continue to issue notes and coins as long as they are in demand in society. This is our legal duty and of course we will continue to respect it,“ concluded Lieutenant Governor Cecilia Skingsley.  Sweden is a prosperous country, and in the 1970s and 1980s the value of banknotes and coins per capita was one of the highest in the world. In 1991, the largest banknote, worth 10,000 kroner, which had been in circulation since 1958, was declared invalid and no longer legal tender. For a discussion of the financial and banking crisis that hit Sweden in the early 1990s, see the article History of Sweden (1991-present) and Swedish bank bailouts. Cash rounding (Swedish: öresavrundning), commonly known as Swedish rounding, is a legally applied method of rounding up or downward changes to the nearest physical currency unit, while retaining the öre as the unit of price and accounting.
In connection with the phasing out of small coins, it was requested as follows: 5 kap 1 § 2 st Lag om Sveriges riksbank (SFS 1988:1385) [Swedish Central Bank Act] stipulates that the currency issued by the Sveriges Riksbank is legal tender (giltiga betalningsmedel). Currently, coins and banknotes are issued in the following Dominions: 1 SEK coin, 2 SEK coin, 5 SEK coin, 10 SEK coin, 20 SEK note, 50 SEK note, 100 SEK note, 200 SEK note, 500 SEK note, 1000 SEK note. On 18 December 2008, the Riksbank announced a proposal to phase out the 50 öre coin, the last öre coin, by 2010. The öre would continue to be a subdivision for electronic payments.  The reason could be low purchasing power, production and distribution costs higher than value, and the parts cannot be used in most parking meters and vending machines.  On 25 March 2009, the Reichstag officially decided to promulgate the law abolishing 50öre coins as legal tender. According to that law, 30 September 2010 was 30 September 2010, the date on which payments could be made with 50 öre coins. The remaining 50 coins could be exchanged in banks by the end of March 2011. After the launch of the current coin series in 2016, all old crown coins since 2017 became invalid. They cannot be used for payments or exchanged for legal tender in any bank, but are intended to be recycled into metal.
 Jubilee and commemorative coins have been minted and have also been legal tender since 1897 or later.  Under Swedish law, cash is legal tender and must be accepted by the Swedish government. (5 Chapter 1 § Lagen om Sveriges riksbank (SFS 1988:1385).) However, as the Swedish Supreme Administrative Court found in 2015, businesses and businesses are not obliged to accept cash, as refusing to accept cash or credit cards is a matter of contractual freedom between businesses and consumers, while government agencies must accept cash.